Showing posts with label Cheap Auto. Show all posts
Showing posts with label Cheap Auto. Show all posts

Wednesday, September 9, 2009

Cheapest New Cars Cheaper Than Wholesale Prices

If you are looking for the cheapest new cars on the market then without doubt the best place for buying is at government auctions. This applies not only to the USA but anywhere in the world. It is like having a place where all the latest brand new cars are always on sale at the cheapest prices.

When people hear the phrase cheapest new cars they could interpret it in one of two ways. One the new car is of poor quality and that is why it is so cheap. Or it could mean that the car is of high quality in its original new form but is available at the cheapest price. Government auctions provide the latter. Here you will find near new cars with very low miles at the cheapest prices because of the urgency of their sales.

Government auctions provide the only place where you can buy used government related cars which are only 2 to 3 years old with full log books and service history. You will also find thousands of repossessed vehicles most of which are also very young with low miles. The reason why these places create the cheapest new cars is because they will sell these near new cars at nearly any price. While it may seem strange to accept really low offers it ends up being cheaper for the government to rid themselves of these vehicles to avoid paying expensive ongoing storage fees.

Most people will not search for the cheapest new cars when they look for their next car purchase and will happily pay the normal retail value. Many often think it will take too long to find the cheapest price and will settle when they find a comfortable value. To assist them in their purchase they may use a financing option to fund their new car. However if they cannot make payments the lending company will eventually have no other option but to seize and sell their vehicle. This new car will be sold at government auction and due to the urgency of the sale the financing company will accept any reasonable offer. This results in these cars being sold for absolute bargain prices and thus creates a place for the cheapest new cars on the market.

Government auctions can start as low as 100 dollars and you can purchase very young cars for up to 95 percent off their retail value. Your only competition will be others who have attended to bid for your desired car on the auction day. In fact your main competition will be car dealers who realize the bargain potential of these places and understand that these venues are truly the cheapest places to buy cars. By buying your new car ahead of the dealer you can save thousands off your new car purchase. You will still have a standard 3 month warranty on all sales and have the option to extend this length of time giving you total peace of mind with your new car purchase.

To give you better access to the cheapest new cars available at these auctions websites have been created which list every government and police auction nationwide. Using these sites you can search for cars by model and make and may even limit your search to availability in your local area. These sites are very beneficial to their users and you can find customer testimonials with recent sales to prove the value of these venues. I would recommend visiting www.Government-CarAuctions.com to find your new car at the cheapest price available.



September 10, 2009
By Greg Davids
Greg Davids has an interest in many matters and writes on them as he sees fit.
If you would like more information on finding a new car for the cheapest price at a government auction click on the following link:Government Car Auctions
Source: http://www.bharatbhasha.com/automobiles.php/164660

Tuesday, September 8, 2009

Car Buying? What's Your Budget?

When it comes to affording your next new car (used cars too if they are new to you), how closely do you look at your budget? And from what perspective do you evaluate your budgetary parameters?

Based on my years of experience, I would say that many people only have a mild idea of how much car they can afford.

When you’re in the car shopping mode do you think in terms of bottom line cash price or think only of what your monthly payments will be?

Either way, as you take a look at what you can afford, you have to take into consideration all of the extra costs involved in buying/owning a budget car. Certainly today fuel costs are a major consideration. And there is always going to be your insurance premium, maintenance costs (used cars will be higher), etc.

Once you begin your car shopping, if you only have a ballpark idea of what you can afford… and only a ballpark idea of how much you drive and what your gas expense will be, and if you haven’t nailed down what your insurance premiums will be, you are on a fast path to end paying too much for your vehicle.

You must crunch your budget numbers… and not just your new car price numbers. Start with your take home pay (not gross pay) then start deducting all of your monthly living expenses. If you’ve never worked up a budget before; now is the perfect time to get one started. A simple spreadsheet is a great way to keep track of and illuminate your numbers. If you don’t have one, just stop by my website and download the one there or send me a note and I’ll email one to you.

Everyone’s means to afford their car varies, but by most standards you shouldn’t ear mark more than 15 to 20 percent of your take home income pay for your transportation costs.

It’s important to understand, no matter what your financial means, you’ve got to know your numbers up front and first before you even begin looking for potential vehicles. Don’t even make a preliminary pass at looking at cars before you do this. If you do, you run the risk of ‘falling in love’ with a particular vehicle. As is the case with so many people; when they do this, they begin to justify affording a vehicle they either can’t afford, or have too stretch beyond their comfortable means in order to do so. Doing your budgeting first and knowing what you can afford (and what you can’t) will help take the emotion out of your buying process… in fact, it will probably save you time as well since you won’t be trying to purchase a car that is not within your budget limits. Do your car shopping intelligently and factually. It will save time, money, and quite a bit of stress.

Now once you get your budget all mapped out and ready to go are you now ready to go shopping for your next car?

Nope… Not yet.

Do you know your credit score? Your credit score is a big part of your financing expense; unless of course, you are one of the few people that actually pay cash for their vehicles. So, run your credit score. And you should do this well in advance of getting to the dealership. In fact, you should pull your credit as much as six months in advance. This way if there is outdated or incorrect data on your report, you will have time to get it expunged or corrected. Getting your credit score and your credit in order is whole new continuing topic beyond this article and you can learn more by visiting my website.

In summary, do your kitchen table homework first with your personal financials and the budgeting of them before you even begin considering any type of car. Be sure to consider all the expenses associated with owning a car; especially how many miles you’ll drive each week… fuel expense. Then you can begin narrowing your car search by looking for cars that fit your budget… and not trying to get your budget to fit the car you just picked out.



September 8, 2009
By Jeff Neilan
Jeff Neilan worked for many years in the automotive industry as a salesman, finance manager, new & used car manager. With Jeff's working knowledge of car dealerships you'll find his articles on getting your best car deal insightful and rewarding when buying your next car. Please visit http://www.acarbuyersguide.com for more of Jeff's articles.
Source: http://www.bharatbhasha.com/automobiles.php/49549

Wednesday, August 26, 2009

Tips On Looking For The Best Used Car Dealer

Buying used cars is a more practical way of avoiding a public mass transportation commute. However, with the industry’s numerous car dealer options, lack of education could lead you straight into a bad car deal.

So how do you know who to trust? Which car dealer is best to transact business? Here is some useful information on searching for the best used-car dealer.

1) Reputation: This is the most vital in choosing car dealers. Making business deals with fair, honest and accommodating car dealers is easy as long as you find a reputable dealership. You should check with the local Better Business Bureau for car dealers reliability report and you could ask relatives and friends for past car dealers they dealt with that guarantee satisfaction.

2) Services: Finding the best car dealers should not be the only factor to consider. Make sure the services the car dealers provide are appropriate. These services include:

* Check and check out – Most car dealers provide express maintenance and service appointments to its customers.

* Car loans - Some extend their services by handling or providing assistance with your financial needs.

* Service rates - Each car dealership has various service discounts. Service rates may vary depending on the name, location, other benefits, and negotiations.

* Warranty – Some car dealers offer free extended car warranties when you purchase used cars or service and examine vehicles from them.

3) Price range: Most people assume that the price you pay is for the whole vehicle. This is not the case when doing business with car dealers.

Majority of dealerships include “add-ons” that may include window tinting, car accessories, CD changers, paint protector products, undercarriage coatings, car interior accessories and many more. Some dealers may try and force the customers into purchasing them usually install the add-ons.

If these additional accessories would be an advantage for you, it might be a blessing. However, if you prefer to purchase the car alone, check to see the car you wish to buy if it includes add-ons refrain from paying additional for each.

Extra fees such as dealer handling and dock fees are charged to set up a used car for sale, maintaining the car and preparing needed documents for the car sale. These extra fees could be negotiated since all of these services would only provide additional profit for the dealer.

Aside from a respectful, dignified and honest dealer, consider these factors in choosing the best car dealer. You may be purchasing a used car, but by looking for the best person to assist you, it will lead to a good investment.



August 26, 2009
By Gregory Ashton
Gregory Ashton, your resident automobile enthusiast, bringing to you over 20 years of vehicular passion, and expertise; presents for your approval his insider secrets on selecting, buying, and maintianing the car that is ideal for you. http://www.best-car-buying-tips.com